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Mortgage near me ontario

Self-Employed Mortgage Solutions

Starting your own company can be an exciting and rewarding endeavour. If you are self-employed you may already have experienced the frustration of obtaining mortgage financing. Most lenders institutions require that self-employed individuals provide their tax assessments to qualify for a mortgage. But this can result in your assessment showing that your net income is probably much lower than your gross income making it very difficult to qualify for a mortgage.

What Lending Products Are Available For Self-employed Individuals?

  1. The Low Documentation Mortgage

This type of mortgage is where you can purchase a new property or refinance your existing home up to 90% of its appraised value. The lender will base their approval status on your credit rating rather than your net income.

Steps to qualify for this Mortgage include:

  1. A clean credit history.
    1. No bankruptcies or foreclosures.
    2. late payments on credit cards or loans may lower your chances of qualifying
  2. Incorporation papers or GST number to validate your self-employment status for at least 3 years.
  3. Location of property

As always some restrictions apply. So let us help you qualify by speaking to our mortgage agent.

  1. No Income Mortgage
  • A No Income Mortgage allows you to purchase a new property or refinance your existing home for up to 80% of its appraised value. Income and credit do not have to be perfect. 
  • With 20% down or at least 20% equity even with bad debt we can help you get that mortgage. An established credit history helps you get a lower interest rate and a faster approval.
  • Let us get you to the path of home ownership. Speak to our trusted team of agents today!

Schedule A Free Consultation

Need help making the right decisions for your mortgage? Provide us your brief information and send us. We will get back to shortly.

Proudly Serving All Areas Of Ontario

  • MAO Mortgage Toronto
  • MAO Mortgage GTA
  • MAO Mortgage Mississauga
  • MAO Mortgage Brampton
  • MAO Mortgage Scarborough
  • MAO Mortgage North York
  • MAO Mortgage Maple
  • MAO Mortgage Vaughan
  • MAO Mortgage Richmond Hill
  • MAO Mortgage Markham
  • MAO Mortgage  Aurora
  • MAO Mortgage Newmarket
  • MAO Mortgage Bradford
  • MAO Mortgage East Gwillimbury
  • MAO Mortgage West Gwillimbury
  • MAO Mortgage Stouffville
  • MAO Mortgage Barrie
  • MAO Mortgage Nobleton
  • MAO Mortgage Schomberg
  • MAO Mortgage New Tecumseth
  • MAO Mortgage Shelburne
  • MAO Mortgage Orangeville
  • MAO Mortgage Innisfil
  • MAO Mortgage Pickering
  • MAO Mortgage Ajax
  • MAO Mortgage Whitby
  • MAO Mortgage Oshawa
  • MAO Mortgage Bowmanville
  • MAO Mortgage Kingston
  • MAO Mortgage Uxbridge
  • MAO Mortgage Peterborough
  • MAO Mortgage Nobleton
  • MAO Mortgage Mississauga
  • MAO Mortgage Hamilton
  • MAO Mortgage Bolton
  • MAO Mortgage Milton
  • MAO Mortgage Oakville
  • MAO Mortgage Burlington
  • MAO Mortgage Guelph
  • MAO Mortgage Cambridge
  • MAO Mortgage Grimsby
  • MAO Mortgage Stoney Creek
  • MAO Mortgage St. Catharines
  • MAO Mortgage Welland
  • MAO Mortgage Brantford
  • MAO Mortgage Huron
  • MAO Mortgage Woodbridge
  • MAO Mortgage Niagara Falls
  • MAO Mortgage Niagara On The Lake
  • MAO Mortgage Welland
  • MAO Mortgage  London (London Ontario)
  • MAO Mortgage  London
  • MAO Mortgage  Kitchener
  • MAO Mortgage  Waterloo
  • MAO Mortgage  Woodstock
  • MAO Mortgage  Aylmer
  • MAO Mortgage  St. Thomas
  • MAO Mortgage  Drumbo
  • MAO Mortgage  Langton
  • MAO Mortgage  Stratford
  • MAO Mortgage  Windsor
  • MAO Mortgage  Ottawa
  • MAO Mortgage  Kanata
  • MAO Mortgage  Greely
  • MAO Mortgage  Napean
  • MAO Mortgage  Kleinberg
  • MAO Mortgage  Brampton

Get Smarter Financially For Your Dream Home Mortgage With Just a Call

Call Us:

1(866)930-1660

Get Smarter Financially For Your Dream Home Mortgage With Just a Call

Call Us:

1(866)930-1660