Cottage Mortgage

What is Cottage Mortgage ?
If you are interested in buying a cottage, it is important to understand that mortgages for cottages differ from mortgages for primary residences. The process of finding and financing a cottage can be complex, but our team of mortgage experts is here to help you navigate this lending option. We understand that cottages are often passed down through generations, making it all the more important to choose the right one. With our guidance, you can confidently make an informed decision and secure the financing you need to make your cottage ownership dream a reality.
The Two Types of Cottage Mortgages
Year Round Home – Type A
Seasonal Cottage – Type B
In each of these cottages 3 main areas are looked at when assessing the value of the property:
- Water – water pressure and quality of the water
- Septic tank – suited for the number of water outlets in the house
- Heating System – 3 or 4 general areas of heating.

Mortgage Services You Can Count On
Let make your mortgage happen. Contact us today for your free consultation.